{"id":83114,"date":"2026-01-04T19:06:14","date_gmt":"2026-01-04T19:06:14","guid":{"rendered":"https:\/\/positivelysharing.org\/blog\/?p=83114"},"modified":"2026-01-04T19:06:14","modified_gmt":"2026-01-04T19:06:14","slug":"hsbc-becomes-first-big-uk-lender-to-cut-its-mortgage-rates-in-2026","status":"publish","type":"post","link":"https:\/\/positivelysharing.org\/blog\/2026\/01\/04\/hsbc-becomes-first-big-uk-lender-to-cut-its-mortgage-rates-in-2026\/","title":{"rendered":"HSBC becomes first big UK lender to cut its mortgage rates in 2026"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time: <\/span> <span class=\"rt-time\"> &lt; 1<\/span> <span class=\"rt-label rt-postfix\">minute<\/span><\/span><p><img loading=\"lazy\" decoding=\"async\" class=\"\" src=\"https:\/\/img-s-msn-com.akamaized.net\/tenant\/amp\/entityid\/AA1TypF7.img?w=534&amp;h=427&amp;m=6\" alt=\"Mortgage brokers said HSBC\u2019s decision was good news for borrowers because rivals were likely to follow suit. Photograph: M4OS Photos\/Alamy\" width=\"451\" height=\"361\" \/><\/p>\n<p>HSBC has become the first major lender to cut mortgage rates this year, a move that could spark a price war over the coming months.\u00a0<a href=\"https:\/\/www.msn.com\/en-gb\/money\/news\/hsbc-becomes-first-big-uk-lender-to-cut-its-mortgage-rates-in-2026\/ar-AA1Ty8Yv?ocid=msedgntp&amp;pc=HCTS&amp;cvid=178193f5bed24ddfb98c4533d269f493&amp;ei=25\"> Read More<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time: <\/span> <span class=\"rt-time\"> &lt; 1<\/span> <span class=\"rt-label rt-postfix\">minute<\/span><\/span>HSBC has become the first major lender to cut mortgage rates this year, a move that could spark a price war over&#8230;<\/p>\n","protected":false},"author":1,"featured_media":63328,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[200],"tags":[],"class_list":{"0":"post-83114","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-cost-of-living-crisis"},"jetpack_featured_media_url":"https:\/\/positivelysharing.org\/blog\/wp-content\/uploads\/2024\/08\/HSBC.jpg","amp_enabled":true,"_links":{"self":[{"href":"https:\/\/positivelysharing.org\/blog\/wp-json\/wp\/v2\/posts\/83114","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/positivelysharing.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/positivelysharing.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/positivelysharing.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/positivelysharing.org\/blog\/wp-json\/wp\/v2\/comments?post=83114"}],"version-history":[{"count":1,"href":"https:\/\/positivelysharing.org\/blog\/wp-json\/wp\/v2\/posts\/83114\/revisions"}],"predecessor-version":[{"id":83115,"href":"https:\/\/positivelysharing.org\/blog\/wp-json\/wp\/v2\/posts\/83114\/revisions\/83115"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/positivelysharing.org\/blog\/wp-json\/wp\/v2\/media\/63328"}],"wp:attachment":[{"href":"https:\/\/positivelysharing.org\/blog\/wp-json\/wp\/v2\/media?parent=83114"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/positivelysharing.org\/blog\/wp-json\/wp\/v2\/categories?post=83114"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/positivelysharing.org\/blog\/wp-json\/wp\/v2\/tags?post=83114"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}