{"id":93573,"date":"2026-08-30T06:44:48","date_gmt":"2026-08-30T06:44:48","guid":{"rendered":"https:\/\/positivelysharing.org\/blog\/?p=93573"},"modified":"2026-08-30T06:44:48","modified_gmt":"2026-08-30T06:44:48","slug":"should-i-take-out-an-ultra-long-mortgage-and-what-are-the-drawbacks","status":"publish","type":"post","link":"https:\/\/positivelysharing.org\/blog\/should-i-take-out-an-ultra-long-mortgage-and-what-are-the-drawbacks\/","title":{"rendered":"Should I take out an ultra-long mortgage and what are the drawbacks?"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time: <\/span> <span class=\"rt-time\"> < 1<\/span> <span class=\"rt-label rt-postfix\">minute<\/span><\/span><p>\u00a0<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.thomasoliveruk.co.uk\/social-images\/2025-Oct\/--sm-2084.jpg\" alt=\"Understanding Ultra Long Mortgages for First Time Buyers: What You Need ...\" \/><\/p>\n<p>Tens of thousands of people are taking out so-called \u2018ultra-long\u2019\u00a0<a href=\"https:\/\/www.independent.co.uk\/topic\/mortgages\" target=\"_blank\" rel=\"noopener\" data-t=\"{&quot;n&quot;:&quot;destination&quot;,&quot;t&quot;:13,&quot;a&quot;:&quot;click&quot;,&quot;b&quot;:1,&quot;c.t&quot;:7}\">mortgages<\/a> in a bid to cut their monthly housing costs \u2013 and the number is on the increase. <a href=\"https:\/\/www.msn.com\/en-gb\/money\/loan\/should-i-take-out-an-ultra-long-mortgage-and-what-are-the-drawbacks\/ar-AA1Vjadg?ocid=winp2fptaskbar&cvid=77542e4a21ec4515e4d3cfd71311b9e8&ei=14\">Read More<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time: <\/span> <span class=\"rt-time\"> &lt; 1<\/span> <span class=\"rt-label rt-postfix\">minute<\/span><\/span>\u00a0 Tens of thousands of people are taking out so-called \u2018ultra-long\u2019\u00a0mortgages in a bid to cut their monthly housing costs \u2013 and&#8230;<\/p>\n","protected":false},"author":1,"featured_media":93574,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[200],"tags":[],"class_list":["post-93573","post","type-post","status-publish","format-standard","has-post-thumbnail","category-cost-of-living-crisis"],"jetpack_featured_media_url":"https:\/\/positivelysharing.org\/blog\/wp-content\/uploads\/2026\/08\/mortgage1.jpg","amp_enabled":true,"_links":{"self":[{"href":"https:\/\/positivelysharing.org\/blog\/wp-json\/wp\/v2\/posts\/93573","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/positivelysharing.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/positivelysharing.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/positivelysharing.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/positivelysharing.org\/blog\/wp-json\/wp\/v2\/comments?post=93573"}],"version-history":[{"count":1,"href":"https:\/\/positivelysharing.org\/blog\/wp-json\/wp\/v2\/posts\/93573\/revisions"}],"predecessor-version":[{"id":93575,"href":"https:\/\/positivelysharing.org\/blog\/wp-json\/wp\/v2\/posts\/93573\/revisions\/93575"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/positivelysharing.org\/blog\/wp-json\/wp\/v2\/media\/93574"}],"wp:attachment":[{"href":"https:\/\/positivelysharing.org\/blog\/wp-json\/wp\/v2\/media?parent=93573"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/positivelysharing.org\/blog\/wp-json\/wp\/v2\/categories?post=93573"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/positivelysharing.org\/blog\/wp-json\/wp\/v2\/tags?post=93573"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}